CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Froedtert Memorial Lutheran Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $148
Cash Discount Price: $144
vs. Medicare Baseline: 1.55x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Froedtert Memorial Lutheran Hospital is $148. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $144. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.55x the Medicare baseline. Located in 9200 W Wisconsin Ave, Milwaukee, WI.

Cash / Self-Pay

$144

Average discount available for prompt cash payment at this facility.

Insurance Median

$148

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $144 (151%)

Insurance Median: $148 (155%)

Cash: $144 (151% of Medicare)

Ins. Median: $148 (155% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sheboygan Employers Health Network	$46	48%
Blue Cross Blue Shield	$85	89%
Community Care	$85	89%
Health Partners	$85 - $211	89%
Humana	$85	89%
Icare	$85	89%
Molina	$85	89%
Network Health Plan	$85	89%
Priority Health	$85	89%
Quartz	$85	89%
Security Health Plan	$85 - $267	89%
UnitedHealthcare	$85	89%
Upper Peninsula Health Plan	$85	89%
Aetna	$87 - $221	91%
Care Wisconsin/Mychoice	$87	91%
Wellcare	$87	91%
Wisconsin Physician Services Statewide Alliance	$117 - $214	123%
Trilogy	$120 - $221	126%
Health Payment Systems	$122 - $224	128%
Dean Health Plan	$148 - $272	155%
Group Health Cooperative	$148 - $272	155%
Healtheos	$148 - $272	155%
Multiplan/Private Healthcare Systems	$148 - $272	155%
Healthsmart	$154 - $282	162%
Wisconsin Physician Services	$157 - $289	165%
First Health Network	$160 - $294	168%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $144.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Froedtert Memorial Lutheran Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.