CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Tomah Memorial Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $166
Cash Discount Price: $142
vs. Medicare Baseline: 1.74x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Tomah Memorial Hospital is $166. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $142. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.74x the Medicare baseline. Located in 501 Gopher Dr, Tomah, WI.

Cash / Self-Pay

$142

Average discount available for prompt cash payment at this facility.

Insurance Median

$166

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $142 (149%)

Insurance Median: $166 (174%)

Cash: $142 (149% of Medicare)

Ins. Median: $166 (174% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$28 - $771	29%
Group Hlth Mcr Adv - All Plans	$40 - $278	42%
Quartz Mcr Adv	$41 - $278	43%
Aetna	$58 - $695	61%
Security Hp Comm - All Other Plans	$58 - $695	61%
Blue Cross Blue Shield	$60 - $752	63%
Independent Care Mcaid	$60	63%
Managed Hlth Mcaid - All Plans	$60	63%
Quartz Mcaid	$60	63%
Security Hp Mcaid	$60	63%
Quartz Comm - All Other Plans	$62 - $736	65%
Humana	$64 - $756	67%
Cigna	$67 - $793	70%
Independent Care Mcr - All Other Plans	$70 - $278	74%
Security Hp Mcr Adv	$70 - $278	74%
Va Ccn - All Plans	$70 - $278	74%
The Alliance - All Plans	$93 - $760	98%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $142.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Tomah Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.