CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Tomah Memorial Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $345
Cash Discount Price: $468
vs. Medicare Baseline: 0.36x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Tomah Memorial Hospital is $345. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $468. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.36x the Medicare baseline. Located in 501 Gopher Dr, Tomah, WI.

Cash / Self-Pay

$468

Average discount available for prompt cash payment at this facility.

Insurance Median

$345

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $468 (49%)

Insurance Median: $345 (36%)

Cash: $468 (49% of Medicare)

Ins. Median: $345 (36% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$130 - $682	14%
Blue Cross Blue Shield	$153 - $779	16%
Group Hlth Mcr Adv - All Plans	$153	16%
Independent Care Mcr - All Other Plans	$153	16%
Quartz Mcr Adv	$153	16%
Security Hp Mcr Adv	$153	16%
Va Ccn - All Plans	$153	16%
Aetna	$176 - $693	19%
Independent Care Mcaid	$345	36%
Managed Hlth Mcaid - All Plans	$345	36%
Quartz Mcaid	$345	36%
Security Hp Mcaid	$345	36%
The Alliance - All Plans	$652	69%
Security Hp Comm - All Other Plans	$693	73%
Quartz Comm - All Other Plans	$733	77%
Humana	$754	79%
Cigna	$790	83%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $468.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Tomah Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.