CMS Price Transparency Data

Breast lump removal

Facility: Black River Memorial Hospital

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $479
Cash Discount Price: $4,110
vs. Medicare Baseline: 0.12x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Black River Memorial Hospital is $479. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,110. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.12x the Medicare baseline. Located in 711 W Adams St, Black River Falls, WI.

Cash / Self-Pay

$4,110

Average discount available for prompt cash payment at this facility.

Insurance Median

$479

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $4,110 (103%)

Insurance Median: $479 (12%)

Cash: $4,110 (103% of Medicare)

Ins. Median: $479 (12% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Multiplan	$141 - $4,430	4%
Blue Cross Blue Shield	$275 - $482	7%
Group Health Cooperative Of Eau Claire	$275 - $4,430	7%
My Choice Wisconsin, Inc.	$275 - $479	7%
Quartz Health Solutions, Inc	$275 - $4,156	7%
UnitedHealthcare	$275 - $4,430	7%
Humana	$374 - $4,247	9%
Corvel	$2,786	70%
Security Health Plan	$3,825	96%
The Alliance	$3,882	97%
Triology Health Solutions	$4,110 - $4,339	103%
Medica	$4,266	107%
Association Benefits Solution	$4,339	108%
Family Health Center Of Marshfield	$4,339	108%
First Health Group Corporation	$4,339	108%
Provider Network Of America	$4,339	108%
Cigna	$4,430	111%
Cofinity	$4,430	111%
Coventry Health Care	$4,430	111%
Custom Benefit Administrators	$4,430	111%
Healthpartners, Inc.	$4,430	111%
Wisconsin Physicians Service Insurance Corp	$4,430	111%
Chorus	$4,476	112%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,110.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Black River Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.