CMS Price Transparency Data

Breast lump removal

Facility: St Francis Hospital

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 19120
  • Insurance Median: $3,382
  • Cash Discount Price: $14,284
  • vs. Medicare Baseline: 0.85x Medicare
The contracted insurance negotiated median rate for a Breast lump removal at St Francis Hospital is $3,382. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $14,284. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.85x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.
Cash / Self-Pay
$14,284

Average discount available for prompt cash payment at this facility.

Insurance Median
$3,382

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)
Cash / Self-Pay: $14,284 (357%)
Insurance Median: $3,382 (85%)
Cash: $14,284 (357% of Medicare)
Ins. Median: $3,382 (85% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Pace-Trinity Health $2,608 65%
Saint Francis Life $2,608 65%
Blue Benefit Administrators Of Massachusetts $3,382 85%
Blue Care Network $3,382 85%
Blue Cross Blue Shield $3,382 - $5,893 85%
Blue Distinction Transplant $3,382 85%
Blue Shield - Ca $3,382 85%
Blue Shield - Id (Regence) $3,382 85%
Blue Shield - Ny Highmark Northeastern $3,382 85%
Blue Shield - Ny Highmark Western $3,382 85%
Blue Shield - Pa (Highmark) $3,382 85%
Blue Shield - Wa (Regence) $3,382 85%
Cigna $4,207 105%
Medicare (plans) $4,272 - $4,370 107%
Blue Shield - De (Highmark) Medciare Advantage $4,293 107%
Highmark Health Options Dual Plan $4,293 107%
Aetna $4,411 110%
Coventry $5,001 125%
Amerihealth $5,893 147%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 7Th and Clayton Sts, Wilmington, DE 19805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals