CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: St Francis Hospital

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 392
  • Insurance Median: $11,312
  • Cash Discount Price: $19,650
  • vs. Medicare Baseline: 1.99x Medicare
The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at St Francis Hospital is $11,312. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $19,650. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.99x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.
Cash / Self-Pay
$19,650

Average discount available for prompt cash payment at this facility.

Insurance Median
$11,312

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)
Cash / Self-Pay: $19,650 (346%)
Insurance Median: $11,312 (199%)
Cash: $19,650 (346% of Medicare)
Ins. Median: $11,312 (199% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Pace-Trinity Health $2,106 37%
Saint Francis Life $2,106 37%
Delaware First Health $5,396 95%
Medicaid / KanCare $5,827 103%
Blue Cross Blue Shield $6,604 - $18,616 116%
Cigna $8,249 145%
Blue Shield - De (Highmark) Medciare Advantage $8,376 148%
Highmark Health Options Dual Plan $8,376 148%
Medicare (plans) $8,376 - $8,569 148%
Aetna $8,649 - $11,611 152%
Coventry $8,744 154%
Amerihealth $11,312 199%
Meritain $11,611 205%
Trustmark Small Business Benefits $11,611 205%
Blue Benefit Administrators Of Massachusetts $18,616 328%
Blue Care Network $18,616 328%
Blue Distinction Transplant $18,616 328%
Blue Shield - Ca $18,616 328%
Blue Shield - Id (Regence) $18,616 328%
Blue Shield - Ny Highmark Northeastern $18,616 328%
Blue Shield - Ny Highmark Western $18,616 328%
Blue Shield - Pa (Highmark) $18,616 328%
Blue Shield - Wa (Regence) $18,616 328%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 7Th and Clayton Sts, Wilmington, DE 19805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals