St Francis Hospital
7Th and Clayton Sts, Wilmington, DE 19805 · 109 Priced Procedures · 65% Patient Recommendation
Typical commercial prices here are +65% above the fair benchmark (1.65×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.65× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
St Francis Hospital prices routine shoppable procedures at 2.5× Medicare (median 1.71× Fair BaseRate) while upper-quartile commercial rates jump +44% to 2.47× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.87× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 23% of shoppable procedures (85/100 Cash Honesty)
- CMS clinical safety score (59/100 safety score) with 65% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (40.6% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.65× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.71× Fair BaseRate (2.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.47×) jump +44% above the median procedure ratio (Q50 1.71×)
- Unnegotiated chargemaster list prices average 12.9× Medicare (17¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Francis Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 109 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $28,932 | 1.5× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $28,729 | 1.5× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $26,258 | 1.5× |
| Total knee replacement CPT Code: 27447 | — | — |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $11,611 | 1.4× |
| Bunion correction surgery CPT Code: 28296 | $5,694 | unverified |
| Trauma team activation HCPCS Code: G0390 | $4,924 | 3.4× |
| Inguinal hernia repair CPT Code: 49505 | $3,829 | 1.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,551 | 1.1× |
| Breast lump removal CPT Code: 19120 | $3,382 | 0.9× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $3,103 | unverified |
| Colonoscopy with biopsy CPT Code: 45380 | $2,809 | 2.2× |
| Upper endoscopy with biopsy CPT Code: 43239 | $2,432 | 2.5× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $2,201 | 2.2× |
| Total hip replacement CPT Code: 27130 | $1,732 | 0.1× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,467 | unverified |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,421 | unverified |
| C-section delivery (full package) CPT Code: 59510 | $1,190 | 0.4× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,115 | 0.4× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $987 | unverified |
| MRI, knee or other leg joint CPT Code: 73721 | $928 | 2.5× |
| MRI, brain (no contrast) CPT Code: 70551 | $848 | 2.5× |
| MRI, lower back (no contrast) CPT Code: 72148 | $816 | 2.4× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $801 | 0.1× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $761 | 2.9× |
Audit a Bill or Quote at St Francis Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $28,219
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (40.6% of gross = $28,219).
Self-Pay Cash Rate ($25,023) Beats Your Bill
St Francis Hospital's published 45 CFR § 180 self-pay cash rate is $25,023 (vs. $28,932 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($69,437) is $50,350 above the denoised Fair BaseRate ($19,087) and 4.9× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (40.6% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at St Francis Hospital. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-07-11·administrative_or_closure
Met Requirements
Recorded - 2025-04-02·administrative_or_closure
Met Requirements
Recorded - 2023-06-26·administrative_or_closure
Closure Notice
Recorded - 2023-03-16·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (322 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Francis Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.