CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: HCA Florida Twin Cities Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$2,097

about 8.6× the $244 Medicare rate · typically $315–$3,145

modeled estimate · not a bill or quote

Medicare pays $244 Fair price $2,097 Cash price $3,354 Hospital's list price $3,354

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

2 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna Blue Cross Blue ShieldCignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$518 - $1,509	212%
Aetnamajor	$1,006 - $5,100	413%
AvMed	$1,677 - $3,418	688%
Molina	$637 - $1,073	261%
+ 4 smaller / regional plans	$517 - $3,019

Excludes 7 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,354), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm HCA Florida Twin Cities Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HCA Florida Twin Cities Hospital

Compare: MRI, lower back (no contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.