CMS Price Transparency Data

Breast lump removal

Facility: Lower Keys Medical Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 19120
  • Insurance Median: $4,309
  • Cash Discount Price: $9,677
  • vs. Medicare Baseline: 1.08x Medicare
The contracted insurance negotiated median rate for a Breast lump removal at Lower Keys Medical Center is $4,309. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,677. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.08x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$9,677

Average discount available for prompt cash payment at this facility.

Insurance Median
$4,309

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)
Cash / Self-Pay: $9,677 (242%)
Insurance Median: $4,309 (108%)
Cash: $9,677 (242% of Medicare)
Ins. Median: $4,309 (108% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $62 - $27,562 2%
Veterans Eval Services $516 13%
Florida Childrens Medical Services $1,311 33%
Medicaid / KanCare $1,311 - $1,442 33%
South Florida Community Care Network $1,311 33%
Humana $1,351 - $4,309 34%
Amerigroup $1,442 36%
Positive Healthcare $1,442 36%
Simply Healthcare $1,442 - $3,000 36%
Wellcare $1,442 36%
Wellcare Healthease $1,442 36%
Molina $1,482 37%
Prestige Health Choice $1,521 38%
Magellan $1,573 39%
Prime Health Work Comp Fl $3,945 99%
Fl Work Comp $4,067 102%
Heritage Summit Work Comp Fl $4,067 102%
Tricare $4,160 104%
Blue Cross Blue Shield $4,309 - $63,496 108%
Medicare (plans) $4,309 108%
Ultimate Health $4,309 108%
Node Champva $4,379 109%
Node Non Par Hospice Agree $4,379 109%
Node United Behavioral Va Ccn $4,379 109%
Node Va $4,379 109%
Correct Care Solutions $4,817 120%
Node Us Dept Of Labor $5,474 137%
State Auto Insurance Fl $8,758 219%
Self Pay $9,677 242%
Cigna $21,146 529%
Aetna $25,017 625%
Monroe County $26,881 672%
Evolutions Healthcare Systems $28,673 - $34,049 717%
Keys Energy $28,673 717%
Prime Health Ppo $28,673 717%
Avmed Health Plan $30,465 762%
Direct Healthcare $35,841 896%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals