CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Lower Keys Medical Center

Billing Code: 392 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$8,406

about 1.5× the $5,676 Medicare rate · typically $6,220–$11,818

modeled estimate · not a bill or quote

What this hospital charges insurers

$9,683

Above the fair price

about $1,277 over the fair price · 1.7× Medicare

Medicare pays $5,676 Fair price $8,406 This hospital $9,683

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $6,023 Priciest $9,683

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Digestive disorders treatment (inpatient stay) is about $8,406 (about 1.5× the $5,676 Medicare rate). Lower Keys Medical Center charges insurers about $9,683 — above the fair price. Located in Key West, FL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $8,406. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Humana AetnaCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,059 - $8,720	19%
Blue Cross Blue Shieldmajor	$8,580 - $16,718	151%
Humanamajor	$8,580	151%
Simply Healthcare	$9,007	159%
+ 5 smaller / regional plans	$1,075 - $17,439

Government programs also on file: Medicare, Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 392.

Insurance Before you use insurance

Call your insurance company to confirm Lower Keys Medical Center is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 392.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Lower Keys Medical Center

Compare: Digestive disorders treatment (inpatient stay) at other FL hospitals

Jay Hospital · Jay $6,023
Gulf Breeze Hospital · Gulf Breeze $6,102
Villages Regional Hospital, The · The Villages $6,121
Larkin Community Hospital · South Miami $6,174
HCA Florida Pasadena Hospital A Part of HCA Florid · Saint Petersburg $6,197
HCA Florida South Shore Hospital · Sun City Center $6,320
UF Health Leesburg Hospital · Leesburg $6,386
HCA Florida Fawcett Hospital · Port Charlotte $6,527

Insurance negotiated median for the same procedure, sorted lowest first.