CMS Price Transparency Data

Total knee replacement

Facility: Lower Keys Medical Center

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 27447
  • Insurance Median: $14,359
  • Cash Discount Price: $35,904
  • vs. Medicare Baseline: 1.09x Medicare
The contracted insurance negotiated median rate for a Total knee replacement at Lower Keys Medical Center is $14,359. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $35,904. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 1.09x the Medicare baseline. Located in 5900 College Road, Key West, FL.
Cash / Self-Pay
$35,904

Average discount available for prompt cash payment at this facility.

Insurance Median
$14,359

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)
Cash / Self-Pay: $35,904 (274%)
Insurance Median: $14,359 (109%)
Cash: $35,904 (274% of Medicare)
Ins. Median: $14,359 (109% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Veterans Eval Services $1,288 10%
Simply Healthcare $3,000 - $9,997 23%
Florida Childrens Medical Services $9,088 69%
Medicaid / KanCare $9,088 - $9,997 69%
South Florida Community Care Network $9,088 69%
Humana $9,361 - $14,107 71%
Amerigroup $9,997 76%
Positive Healthcare $9,997 76%
Wellcare $9,997 76%
Wellcare Healthease $9,997 76%
Molina $10,270 78%
Prestige Health Choice $10,542 80%
Magellan $10,906 83%
Blue Cross Blue Shield $14,107 - $85,106 108%
Medicare (plans) $14,107 108%
Ultimate Health $14,107 108%
Node Non Par Hospice Agree $14,359 109%
Node United Behavioral Va Ccn $14,359 109%
Node Va $14,359 109%
UnitedHealthcare $14,359 - $102,260 109%
Correct Care Solutions $15,795 120%
Node Us Dept Of Labor $17,949 137%
Prime Health Work Comp Fl $19,671 150%
Fl Work Comp $20,279 155%
Heritage Summit Work Comp Fl $20,279 155%
State Auto Insurance Fl $28,718 219%
Self Pay $35,904 274%
Cigna $78,457 598%
Aetna $92,819 708%
Monroe County $99,734 760%
Evolutions Healthcare Systems $106,383 - $126,329 811%
Keys Energy $106,383 811%
Prime Health Ppo $106,383 811%
Avmed Health Plan $113,031 862%
Direct Healthcare $132,978 1014%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5900 College Road, Key West, FL 33040
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals