CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: HCA Florida University Hospital

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $2,541
Cash Discount Price: $9,773
vs. Medicare Baseline: 10.42x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at HCA Florida University Hospital is $2,541. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,773. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 10.42x the Medicare baseline. Located in 3476 S University Dr., Davie, FL.

Cash / Self-Pay

$9,773

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,541

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $9,773 (4009%)

Insurance Median: $2,541 (1042%)

Cash: $9,773 (4009% of Medicare)

Ins. Median: $2,541 (1042% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1042% of the Medicare baseline (a markup of 942%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$518 - $4,398	212%
Freedom Health	$840	345%
Avmed	$1,088 - $4,886	446%
Aetna	$1,116 - $2,932	458%
Simply Healthcare Plans	$1,270	521%
Molina	$1,857	762%
Health Sun Health Plan	$2,082	854%
United Ppo	$2,316	950%
Sunshine State Health Plan	$2,580	1058%
Careworks (Rockport)	$2,797	1147%
Prime Health	$2,797	1147%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9,773.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.