CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Mercyone Waterloo Medical Center

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 871
  • Insurance Median: $15,451
  • Cash Discount Price: $30,257
  • vs. Medicare Baseline: 1.09x Medicare
The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Mercyone Waterloo Medical Center is $15,451. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $30,257. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.09x the Medicare baseline. Located in 3421 West Ninth Street, Waterloo, IA.
Cash / Self-Pay
$30,257

Average discount available for prompt cash payment at this facility.

Insurance Median
$15,451

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)
Cash / Self-Pay: $30,257 (214%)
Insurance Median: $15,451 (109%)
Cash: $30,257 (214% of Medicare)
Ins. Median: $15,451 (109% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Iowa Total Care $12,014 85%
Medicaid / KanCare $12,131 - $12,179 86%
Aetna $15,069 107%
Medicare (plans) $15,069 - $15,530 107%
Blue Cross Blue Shield $15,220 108%
UnitedHealthcare $15,371 - $23,024 109%
Oscar $19,967 141%
Amish Hospital Aid $20,451 145%
Geha $23,024 163%
Centivo $25,525 181%
Ambetter / Centene $25,833 183%
Claimdoc $30,907 219%
Nova $30,907 219%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3421 West Ninth Street, Waterloo, IA 50702
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals