CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Spencer Municipal Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 94640
  • Insurance Median: $336
  • Cash Discount Price: $297
  • vs. Medicare Baseline: 1.50x Medicare
The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Spencer Municipal Hospital is $336. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $297. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 1.50x the Medicare baseline. Located in 1200 1St Avenue East, Spencer, IA.
Cash / Self-Pay
$297

Average discount available for prompt cash payment at this facility.

Insurance Median
$336

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)
Cash / Self-Pay: $297 (133%)
Insurance Median: $336 (150%)
Cash: $297 (133% of Medicare)
Ins. Median: $336 (150% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicare (plans) $167 - $168 75%
UnitedHealthcare $167 - $356 75%
Humana $168 - $376 75%
Wellmark Hmo $186 83%
Medicaid / KanCare $187 84%
Wellmark Ppo $204 91%
Healthpartners (All) $316 141%
Midlands Choice - Ilcc $336 150%
Midlands Choice - Morton Bldg $336 150%
Coventry - Commercial Hmo $356 159%
Avera Health Plan $376 168%
Coventry - Commercial Ppo $376 168%
First Choice Of Midwest $376 168%
Midlands Choice (All Others) $376 168%
Sanford Health $376 168%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1200 1St Avenue East, Spencer, IA 51301
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Local
  • Hospital Type: Acute Care Hospitals