CMS Price Transparency Data

Bunion correction surgery

Facility: St Joseph Health System, LLC

Billing Code: 28296 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,633

about 1.1× the $3,343 Medicare rate · typically $2,455–$5,205

modeled estimate · not a bill or quote

Medicare pays $3,343 Fair price $3,633 Cash price $772 Hospital's list price $1,756

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,905 - $9,100	57%
Blue Cross Blue Shieldmajor	$509 - $14,226	15%
Aetnamajor	$645 - $26,321	19%
Cignamajor	$453 - $38,708	14%
Humanamajor	$1,905 - $3,406	57%
CareSource	$1,905	57%
Devoted Health	$3,475	104%
Medical Mutual	$1,403 - $38,708	42%
+ 17 smaller / regional plans	$337 - $38,708

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 9 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 772), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph Health System, LLC is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Joseph Health System, LLC

Compare: Bunion correction surgery at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.