CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: St Joseph Health System, LLC

Billing Code: 43239 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,264

about 1.4× the $927 Medicare rate · typically $848–$1,660

modeled estimate · not a bill or quote

Medicare pays $927 Fair price $1,264 Cash price $181 Hospital's list price $383

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$850 - $6,759	92%
Blue Cross Blue Shieldmajor	$119 - $4,215	13%
Aetnamajor	$151 - $7,902	16%
Cignamajor	$106 - $11,620	11%
Humanamajor	$944 - $2,274	102%
CareSource	$2,274	245%
Devoted Health	$963	104%
Medical Mutual	$329 - $11,620	36%
+ 17 smaller / regional plans	$79 - $11,620

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 9 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 181), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph Health System, LLC is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Joseph Health System, LLC

Compare: Upper endoscopy with biopsy at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.