CMS Price Transparency Data

Breast lump removal

Facility: Memorial Hospital and Health Care Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $625
Cash Discount Price: $663
vs. Medicare Baseline: 0.16x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Memorial Hospital and Health Care Center is $625. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $663. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.16x the Medicare baseline. Located in 800 W 9Th St, Jasper, IN.

Cash / Self-Pay

$663

Average discount available for prompt cash payment at this facility.

Insurance Median

$625

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $663 (17%)

Insurance Median: $625 (16%)

Cash: $663 (17% of Medicare)

Ins. Median: $625 (16% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$346 - $4,011	9%
Aetna	$375 - $4,011	9%
Caresource In Marketplace	$375 - $5,014	9%
Humana	$375 - $4,011	9%
Tricare	$375 - $3,410	9%
Mdwise	$376	9%
Mhs Hoosier Care Connect	$376	9%
Immergrun	$450 - $4,814	11%
Ambetter / Centene	$487 - $5,215	12%
Patoka Valley	$537	13%
Encore	$577	14%
Encore Elite +	$577 - $9,628	14%
Noncontracted	$600 - $6,418	15%
Onecare	$618	15%
Siho	$618	15%
Chamber Care	$631	16%
UnitedHealthcare	$719 - $12,034	18%
Cigna	$725	18%
Sagamore	$725	18%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $663.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital and Health Care Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.