CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Memorial Hospital and Health Care Center

Billing Code: 43239 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$328

about 0.4× the $927 Medicare rate · typically $291–$1,234

modeled estimate · not a bill or quote

What this hospital charges insurers

$321

About the fair price

about $7 under the fair price · 0.3× Medicare

Medicare pays $927 Fair price $328 This hospital $321 Cash price $455 Hospital's list price $1,300

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $116 Priciest $321

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a Upper endoscopy with biopsy is about $328 (about 0.4× the $927 Medicare rate). Memorial Hospital and Health Care Center charges insurers about $321, or about $455 in cash — about the fair price. Located in Jasper, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$248 - $2,947	27%
Blue Cross Blue Shieldmajor	$124 - $982	13%
Aetnamajor	$124 - $982	13%
Cignamajor	$609	66%
Humanamajor	$124 - $982	13%
Ambetter (Centene)	$161 - $1,277	17%
CareSource	$124 - $1,228	13%
+ 11 smaller / regional plans	$126 - $2,357

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 455), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Hospital and Health Care Center is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

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Other Procedures at Memorial Hospital and Health Care Center

Compare: Upper endoscopy with biopsy at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.