CMS Price Transparency Data

Bunion correction surgery

Facility: Memorial Hospital and Health Care Center

Billing Code: 28296 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$1,436

about 0.4× the $3,343 Medicare rate · typically $978–$3,900

modeled estimate · not a bill or quote

Medicare pays $3,343 Fair price $1,436 Cash price $933 Hospital's list price $2,667

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$10,197	305%
Blue Cross Blue Shieldmajor	$518 - $3,399	15%
Aetnamajor	$3,399	102%
Humanamajor	$3,399	102%
Ambetter (Centene)	$1,600 - $4,419	48%
CareSource	$3,399 - $4,249	102%
+ 4 smaller / regional plans	$803 - $8,158

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 933), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Hospital and Health Care Center is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Hospital and Health Care Center

Compare: Bunion correction surgery at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.