CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Memorial Hospital and Health Care Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $464
Cash Discount Price: $531
vs. Medicare Baseline: 0.38x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Memorial Hospital and Health Care Center is $464. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $531. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.38x the Medicare baseline. Located in 800 W 9Th St, Jasper, IN.

Cash / Self-Pay

$531

Average discount available for prompt cash payment at this facility.

Insurance Median

$464

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $531 (43%)

Insurance Median: $464 (38%)

Cash: $531 (43% of Medicare)

Ins. Median: $464 (38% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$180 - $1,235	15%
Blue Cross Blue Shield	$180 - $1,235	15%
Caresource In Marketplace	$180 - $1,544	15%
Humana	$180 - $1,235	15%
Tricare	$180 - $1,050	15%
Mdwise	$182	15%
Mhs Hoosier Care Connect	$182	15%
Immergrun	$216 - $1,482	18%
Ambetter / Centene	$234 - $1,606	19%
Noncontracted	$288 - $1,976	24%
Onecare	$297	24%
Siho	$297	24%
Chamber Care	$304	25%
UnitedHealthcare	$360 - $3,706	29%
Patoka Valley	$670	55%
Encore	$685	56%
Encore Elite +	$685 - $2,964	56%
Cigna	$818	67%
Sagamore	$818	67%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $531.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital and Health Care Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.