CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: Murray-Calloway County Hospital

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82565
  • Insurance Median: $8
  • Cash Discount Price: $96
  • vs. Medicare Baseline: 1.56x Medicare
The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at Murray-Calloway County Hospital is $8. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 1.56x the Medicare baseline. Located in 803 Poplar Street, Murray, KY.
Cash / Self-Pay
$96

Average discount available for prompt cash payment at this facility.

Insurance Median
$8

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)
Cash / Self-Pay: $96 (1875%)
Insurance Median: $8 (156%)
Cash: $96 (1875% of Medicare)
Ins. Median: $8 (156% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $5 98%
Blue Cross Blue Shield $5 - $102 98%
Bluegrass - All Plans $5 98%
Humana $5 - $99 98%
Medicaid / KanCare $5 98%
Passport Health - All Plans $5 98%
Tricare $5 98%
Triwest - All Plans $5 98%
Wellcare Mcr Adv $5 98%
Wellcare Health Plan Inc $6 117%
Coventry Cares Of Ky - All Plans $8 156%
Occunet - All Plans $8 156%
Medben Mcch Employees $9 176%
Ambetter / Centene $10 195%
Health Cost Solutions - All Plans $13 254%
UnitedHealthcare $75 1465%
Medben City Of Murray - All Other Plans $88 1719%
Center Care - All Plans $106 2070%
Three Rivers - All Plans $118 2305%
First Health - All Plans $132 2578%
Healthsmart - All Plans $132 2578%
Multiplan - All Plans $132 2578%
Corvel Corporation - All Plans $147 2871%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 803 Poplar Street, Murray, KY 42071
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Acute Care Hospitals