CMS Price Transparency Data

Blood test, thyroid (TSH)

Facility: Murray-Calloway County Hospital

Billing Code: 84443 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84443
Insurance Median: $88
Cash Discount Price: $152
vs. Medicare Baseline: 5.24x Medicare

The contracted insurance negotiated median rate for a Blood test, thyroid (TSH) at Murray-Calloway County Hospital is $88. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $152. Compared to the federal Medicare reimbursement reference rate of $16.8, this hospital’s rate is 5.24x the Medicare baseline. Located in 803 Poplar Street, Murray, KY.

Cash / Self-Pay

$152

Average discount available for prompt cash payment at this facility.

Insurance Median

$88

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$16.8

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $16.8 (100%)

Cash / Self-Pay: $152 (905%)

Insurance Median: $88 (524%)

Cash: $152 (905% of Medicare)

Ins. Median: $88 (524% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 524% of the Medicare baseline (a markup of 424%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$17	101%
Blue Cross Blue Shield	$17 - $223	101%
Bluegrass - All Plans	$17	101%
Humana	$17 - $217	101%
Medicaid / KanCare	$17	101%
Passport Health - All Plans	$17	101%
Tricare	$17	101%
Triwest - All Plans	$17	101%
Wellcare Mcr Adv	$17	101%
Wellcare Health Plan Inc	$19	113%
Coventry Cares Of Ky - All Plans	$25 - $54	149%
Occunet - All Plans	$25 - $54	149%
Medben Mcch Employees	$29	173%
Ambetter / Centene	$33	196%
Health Cost Solutions - All Plans	$42	250%
UnitedHealthcare	$75 - $165	446%
Medben City Of Murray - All Other Plans	$88 - $193	524%
Center Care - All Plans	$106 - $232	631%
Three Rivers - All Plans	$118 - $258	702%
First Health - All Plans	$132 - $290	786%
Healthsmart - All Plans	$132 - $290	786%
Multiplan - All Plans	$132 - $290	786%
Corvel Corporation - All Plans	$147 - $322	875%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $152.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84443.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Murray-Calloway County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84443.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.