CMS Price Transparency Data

Echocardiogram (heart ultrasound)

Facility: Murray-Calloway County Hospital

Billing Code: 93306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93306
Insurance Median: $1,474
Cash Discount Price: $2,844
vs. Medicare Baseline: 2.64x Medicare

The contracted insurance negotiated median rate for a Echocardiogram (heart ultrasound) at Murray-Calloway County Hospital is $1,474. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,844. Compared to the federal Medicare reimbursement reference rate of $558.25, this hospital’s rate is 2.64x the Medicare baseline. Located in 803 Poplar Street, Murray, KY.

Cash / Self-Pay

$2,844

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,474

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$558.25

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $558.25 (100%)

Cash / Self-Pay: $2,844 (509%)

Insurance Median: $1,474 (264%)

Cash: $2,844 (509% of Medicare)

Ins. Median: $1,474 (264% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 264% of the Medicare baseline (a markup of 164%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Occunet - All Plans	$120	21%
Blue Cross Blue Shield	$513 - $3,027	92%
Humana	$513 - $2,954	92%
Tricare	$513	92%
Triwest - All Plans	$513	92%
Wellcare Mcr Adv	$523	94%
Wellcare Health Plan Inc	$590	106%
Medben Mcch Employees	$872	156%
Ambetter / Centene	$1,000	179%
Health Cost Solutions - All Plans	$1,282	230%
Aetna	$1,474	264%
Coventry Cares Of Ky - All Plans	$1,474	264%
Medicaid / KanCare	$1,474	264%
Passport Health - All Plans	$1,474	264%
UnitedHealthcare	$2,240	401%
Medben City Of Murray - All Other Plans	$2,625	470%
Center Care - All Plans	$3,150	564%
Bluegrass - All Plans	$3,281	588%
Three Rivers - All Plans	$3,500	627%
First Health - All Plans	$3,938	705%
Healthsmart - All Plans	$3,938	705%
Multiplan - All Plans	$3,938	705%
Corvel Corporation - All Plans	$4,375	784%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,844.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Murray-Calloway County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.