CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Murray-Calloway County Hospital

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $137
Cash Discount Price: $264
vs. Medicare Baseline: 2.27x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Murray-Calloway County Hospital is $137. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $264. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 2.27x the Medicare baseline. Located in 803 Poplar Street, Murray, KY.

Cash / Self-Pay

$264

Average discount available for prompt cash payment at this facility.

Insurance Median

$137

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $264 (438%)

Insurance Median: $137 (227%)

Cash: $264 (438% of Medicare)

Ins. Median: $137 (227% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 227% of the Medicare baseline (a markup of 127%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$55 - $281	91%
Humana	$55 - $274	91%
Tricare	$55	91%
Triwest - All Plans	$55	91%
Wellcare Mcr Adv	$56	93%
Wellcare Health Plan Inc	$64	106%
Medben Mcch Employees	$94	156%
Ambetter / Centene	$108	179%
Occunet - All Plans	$120	199%
Aetna	$137	227%
Coventry Cares Of Ky - All Plans	$137	227%
Medicaid / KanCare	$137	227%
Passport Health - All Plans	$137	227%
Health Cost Solutions - All Plans	$138	229%
UnitedHealthcare	$208	345%
Medben City Of Murray - All Other Plans	$244	405%
Center Care - All Plans	$292	484%
Bluegrass - All Plans	$304	504%
Three Rivers - All Plans	$325	539%
First Health - All Plans	$365	606%
Healthsmart - All Plans	$365	606%
Multiplan - All Plans	$365	606%
Corvel Corporation - All Plans	$406	674%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $264.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Murray-Calloway County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.