CMS Price Transparency Data

X-ray, chest (single view)

Facility: Murray-Calloway County Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $182
Cash Discount Price: $287
vs. Medicare Baseline: 2.05x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Murray-Calloway County Hospital is $182. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $287. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.05x the Medicare baseline. Located in 803 Poplar Street, Murray, KY.

Cash / Self-Pay

$287

Average discount available for prompt cash payment at this facility.

Insurance Median

$182

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $287 (323%)

Insurance Median: $182 (205%)

Cash: $287 (323% of Medicare)

Ins. Median: $182 (205% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 205% of the Medicare baseline (a markup of 105%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$82 - $305	92%
Humana	$82 - $298	92%
Tricare	$82	92%
Triwest - All Plans	$82	92%
Wellcare Mcr Adv	$83	93%
Wellcare Health Plan Inc	$94	106%
Medben Mcch Employees	$139	156%
Aetna	$149	168%
Coventry Cares Of Ky - All Plans	$149	168%
Medicaid / KanCare	$149	168%
Passport Health - All Plans	$149	168%
Ambetter / Centene	$159	179%
Health Cost Solutions - All Plans	$204	229%
Occunet - All Plans	$220	247%
UnitedHealthcare	$226	254%
Medben City Of Murray - All Other Plans	$265	298%
Center Care - All Plans	$318	358%
Bluegrass - All Plans	$331	372%
Three Rivers - All Plans	$353	397%
First Health - All Plans	$397	447%
Healthsmart - All Plans	$397	447%
Multiplan - All Plans	$397	447%
Corvel Corporation - All Plans	$441	496%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $287.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Murray-Calloway County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.