CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82728
  • Insurance Median: $91
  • Cash Discount Price: $127
  • vs. Medicare Baseline: 6.68x Medicare
The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Munson Healthcare Cadillac Hospital is $91. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $127. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 6.68x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$127

Average discount available for prompt cash payment at this facility.

Insurance Median
$91

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)
Cash / Self-Pay: $127 (932%)
Insurance Median: $91 (668%)
Cash: $127 (932% of Medicare)
Ins. Median: $91 (668% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 668% of the Medicare baseline (a markup of 568%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $7 - $16 51%
Mclaren Health Plan $7 - $116 51%
Meridian $7 51%
Molina $7 - $15 51%
Priority Health $7 - $27 51%
UnitedHealthcare $7 - $114 51%
Aetna $14 - $140 103%
American Health Associates $14 103%
Autumnwood Of Mcbain Skilled Nursing $14 103%
Blue Care Network $14 103%
Cigna $14 - $27 103%
Cofinity $14 - $144 103%
Hap (Health Alliance Plan) $14 - $148 103%
Humana $14 103%
Medicare (plans) $14 103%
Michigan Amish Medical Board $14 103%
Promedica $14 103%
Samaritas Senior Living Skilled Nursing $14 103%
Wellcare (Meridian) $14 103%
Employee Benefits Logistics $23 169%
Hospice Of Michigan $68 - $111 499%
Munson Hospice $80 - $852 587%
Asr/Physicians Care $91 - $148 668%
Enterprise Group Planning/Employee Benefit Plan $91 - $148 668%
Medical Cost Savings Solution $91 - $148 668%
Nomi Health $91 - $148 668%
Robbing Group And Regency Employee Benefits $91 - $148 668%
First Health/Coventry Network $97 - $157 712%
Provider Network Of America Group Health $97 - $157 712%
Three Rivers Provider Network $97 - $157 712%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals