Blood test, urea nitrogen (BUN, kidney)
Facility: Hurley Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $4
- Cash Discount Price: $10
- vs. Medicare Baseline: 1.01x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Bcn Hurley Employee [6007] | $1 | 25% |
| Blue Care Network [6005] | $1 | 25% |
| Blue Cross Blue Shield | $1 - $4 | 25% |
| All Savers Insurance [1073] | $2 - $7 | 51% |
| Jvhl Labs [1068] | $2 - $5 | 51% |
| Medicaid / KanCare | $2 - $3 | 51% |
| Medicare (plans) | $2 - $4 | 51% |
| Molina Health Care [9008] | $2 | 51% |
| Molina [1071] | $2 - $6 | 51% |
| UnitedHealthcare | $2 - $7 | 51% |
| Aaa Auto Insurance [8001] | $3 - $10 | 76% |
| Allstate Auto Insurance [8003] | $3 - $10 | 76% |
| Auto Owners Auto Insurance [8006] | $3 - $10 | 76% |
| Bristol West [8007] | $3 - $10 | 76% |
| Citizens Auto Insurance [8008] | $3 - $10 | 76% |
| Encompass Insurance [8010] | $3 - $10 | 76% |
| Esis [8011] | $3 - $10 | 76% |
| Esurance [8039] | $3 - $10 | 76% |
| Farm Bureau Auto Insurance [8012] | $3 - $10 | 76% |
| Farmers Auto Insurance [8013] | $3 - $10 | 76% |
| Fremont Insurance [8015] | $3 - $10 | 76% |
| Geico Insurance [8016] | $3 - $10 | 76% |
| Generic No Fault Auto [8000] | $3 - $10 | 76% |
| Grange Insurance [8018] | $3 - $10 | 76% |
| Hanover Insurance [8019] | $3 - $10 | 76% |
| Hartford Auto Insurance [8021] | $3 - $10 | 76% |
| Hastings Mutual [8022] | $3 - $10 | 76% |
| Kemper Insurance [8024] | $3 - $10 | 76% |
| Liberty Mutual [8025] | $3 - $10 | 76% |
| Mackinaw Administrators [8040] | $3 - $10 | 76% |
| Mclaren Health Advantage [1038] | $3 - $6 | 76% |
| Meemic Insurance [8026] | $3 - $10 | 76% |
| Mitchell Wcs Frankenmuth 135801 [8014] | $3 - $10 | 76% |
| National General Ins [8017] | $3 - $10 | 76% |
| Nationwide [8028] | $3 - $10 | 76% |
| Pioneer State Mutual Auto [8030] | $3 - $10 | 76% |
| Progressive Auto Insurance [8031] | $3 - $10 | 76% |
| Safeco-Auto [8037] | $3 - $10 | 76% |
| State Auto Group [8033] | $3 - $10 | 76% |
| State Farm Auto Insurance [8034] | $3 - $10 | 76% |
| Usaa [8036] | $3 - $10 | 76% |
| Aarp [1001] | $4 - $7 | 101% |
| Accident Fund Of Michigan [5001] | $4 | 101% |
| Aetna | $4 - $9 | 101% |
| Alliance Health And Life [1004] | $4 - $5 | 101% |
| Allied Benefit Systems [1005] | $4 - $9 | 101% |
| Allied Insurance [1006] | $4 - $14 | 101% |
| Am First [1088] | $4 | 101% |
| Ambetter / Centene | $4 | 101% |
| Ameraplan, Inc [1069] | $4 - $14 | 101% |
| Amerihealth Caritas Vip Care Plus [7025] | $4 | 101% |
| Asr Corporation [1007] | $4 - $5 | 101% |
| Assurant Health [1008] | $4 - $9 | 101% |
| Asu Risk Management [5002] | $4 - $5 | 101% |
| Auto Owners Work Comp [5003] | $4 | 101% |
| Automated Benefit Services [1002] | $4 - $5 | 101% |
| Bankers Life [1009] | $4 - $5 | 101% |
| Blue Care Network Advantage [7001] | $4 | 101% |
| Broadspire Insurance [5004] | $4 | 101% |
| Carelon Behavioral Health [1063] | $4 | 101% |
| Caro Community Center [1010] | $4 - $14 | 101% |
| Chesterfield Resources [1012] | $4 - $14 | 101% |
| Cigna | $4 - $9 | 101% |
| Citizens Management [5005] | $4 | 101% |
| Compcare [1015] | $4 - $14 | 101% |
| Compone Administrators [5006] | $4 | 101% |
| Coresource [1016] | $4 - $9 | 101% |
| County Health Plan A [1021] | $4 | 101% |
| Crime Victim Services Comm [1064] | $4 | 101% |
| Emc Insurance Co [5018] | $4 | 101% |
| Employee Benefit Logistics [1096] | $4 - $14 | 101% |
| Farm Bureau Work Comp Ins [5021] | $4 | 101% |
| First Health Network Generic [1079] | $4 - $14 | 101% |
| Freedom Health Care [7022] | $4 | 101% |
| Gallagher Bassett [5009] | $4 | 101% |
| Geha [1019] | $4 - $9 | 101% |
| Generic Commercial [1000] | $4 - $14 | 101% |
| Generic Workers Compensation [5000] | $4 - $5 | 101% |
| Genesee County Free Clinic [1020] | $4 | 101% |
| Gift Of Life [1023] | $4 | 101% |
| Globalcare [1024] | $4 - $14 | 101% |
| Golden Rule [1067] | $4 - $7 | 101% |
| Hartford Work Comp Ins [5010] | $4 | 101% |
| Health Alliance Plan Senior [7003] | $4 | 101% |
| Health Partners [1074] | $4 - $14 | 101% |
| Health Scope Benefits [1082] | $4 - $7 | 101% |
| Hospice [1029] | $4 - $14 | 101% |
| Humana | $4 | 101% |
| Ibew Local 17 [1031] | $4 - $14 | 101% |
| Immergrun [1032] | $4 - $14 | 101% |
| Independent Care Health Plan [7015] | $4 | 101% |
| Indiana Insurance [5012] | $4 - $5 | 101% |
| Jp Farley Corporation [1033] | $4 - $14 | 101% |
| Key Benefit Administrators [1089] | $4 - $14 | 101% |
| Liberty Mutual [5013] | $4 | 101% |
| Luminare [1085] | $4 - $9 | 101% |
| Mackinaw Administrators Work Comp [5019] | $4 | 101% |
| Mackinaw Administrators [1034] | $4 - $14 | 101% |
| Magellan Health Services [1035] | $4 - $14 | 101% |
| Managed Health Network [1036] | $4 - $14 | 101% |
| Mclaren Advantage [7002] | $4 | 101% |
| Medica Healthcare Plan, Inc [7012] | $4 | 101% |
| Medrisk [5024] | $4 - $5 | 101% |
| Meridian Complete [7024] | $4 | 101% |
| Meritain Health [1039] | $4 - $5 | 101% |
| Michigan Insurance Co [1040] | $4 - $14 | 101% |
| Michigan Municipal League [5014] | $4 | 101% |
| Mitchell Frankenmuth Workers Comp [5027] | $4 - $5 | 101% |
| Mutual Of Omaha [1080] | $4 - $14 | 101% |
| Nationwide Workers Compensation [5025] | $4 | 101% |
| Ngs [1043] | $4 - $14 | 101% |
| Nippon Life Benefits [1086] | $4 - $9 | 101% |
| Omnicare Health Plan [1066] | $4 - $14 | 101% |
| One Call [5023] | $4 - $5 | 101% |
| Pace Great Lakes [1078] | $4 - $14 | 101% |
| Pacificare Of Arizona [7013] | $4 | 101% |
| Paramount Health Care [1044] | $4 - $14 | 101% |
| Passport Advantage [1045] | $4 - $14 | 101% |
| Phcs/Multiplan Generic [1072] | $4 - $14 | 101% |
| Pioneer State Mutual Workers Comp [5026] | $4 | 101% |
| Pioneer State Mutual [1048] | $4 - $14 | 101% |
| Planned Administrators Inc [1049] | $4 - $14 | 101% |
| Plumbers Local 98 Insurance Fund [1091] | $4 - $5 | 101% |
| Premier Comp Solutions, Llc [5022] | $4 | 101% |
| Priority Health Plan [1051] | $4 - $9 | 101% |
| Safeco [1052] | $4 - $14 | 101% |
| Sedgewick [5015] | $4 | 101% |
| Shasta [1090] | $4 | 101% |
| Teamsters Health And Welfare Fund [1054] | $4 - $14 | 101% |
| Travelers [5016] | $4 | 101% |
| Tricare | $4 | 101% |
| Triwest Wps-Vapc3 [1083] | $4 | 101% |
| United Behavioral Health [1057] | $4 - $14 | 101% |
| United Medical Resources [1059] | $4 - $7 | 101% |
| University Of Michigan Health Plan [1046] | $4 - $14 | 101% |
| Upper Penninsula Health [1060] | $4 - $14 | 101% |
| Us Department Of Labor [5020] | $4 - $5 | 101% |
| Va Medical Center [1061] | $4 | 101% |
| Varipro [1092] | $4 - $5 | 101% |
| Vha Office Of Community Care [1011] | $4 | 101% |
| Wellcare Health Plan [7021] | $4 | 101% |
| Wellnet Healthcare Administrators [1097] | $4 - $14 | 101% |
| Zelis [1093] | $4 - $5 | 101% |
| Zing Health [7028] | $4 | 101% |
| Health Alliance Plan [1025] | $5 | 127% |
| Affirmative Insurance [8002] | $6 - $10 | 152% |
| American Claims Management [8004] | $6 - $10 | 152% |
| American Fellowship Mutual Insurance [8005] | $6 - $10 | 152% |
| Cincinnati Insurance Co [8038] | $6 - $10 | 152% |
| Dairyland Insurance [8009] | $6 - $10 | 152% |
| Harleysville Insurance [8020] | $6 - $10 | 152% |
| Horace Mann Insurance [8023] | $6 - $10 | 152% |
| Michigan Insurance Co Auto [8027] | $6 - $10 | 152% |
| Northpointe Auto Insurance [8029] | $6 - $10 | 152% |
| Titan Auto Insurance [8035] | $6 - $10 | 152% |
| Secura [8032] | $10 | 253% |
| County Health Plan B [1022] | $14 | 354% |