CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Essentia Health St Mary's Medical Center

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $5,852
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Essentia Health St Mary's Medical Center is $5,852. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.95x the Medicare baseline. Located in 402 East Second Street, Duluth, MN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$5,852

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Insurance Median: $5,852 (95%)

Ins. Median: $5,852 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Primewest	$5,563	90%
Itasca Med Care	$5,834	94%
Advocare/Security Health	$5,852	95%
Blue Cross Blue Shield	$5,852 - $13,310	95%
Freedom Blue Ppo	$5,852	95%
Healthpartners Care Msho / Mcr Adv	$5,852	95%
Imcare Msho (Ref Req)	$5,852	95%
Imcare Msho Pcc Prime	$5,852	95%
Imcare Msho Ref Req	$5,852	95%
Medica Advantage Solutions	$5,852	95%
Medica Msho/Dual Solutions	$5,852	95%
Medica Prime Solution Group	$5,852	95%
Medicare (plans)	$5,852	95%
Nd Va Administration	$5,852	95%
Platinum Blue / Vantage Blue	$5,852	95%
Primewest Msho	$5,852	95%
Secure Blue Msho	$5,852	95%
Ubh Cost Plan	$5,852	95%
Ubh Msho	$5,852	95%
Ucare Msho	$5,852	95%
UnitedHealthcare	$5,852	95%
Sanford Health Plan	$10,331	167%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health St Mary's Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.