CMS Price Transparency Data

Physical therapy (gait training)

Facility: Essentia Health St Joseph's Medical Center

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $46
  • Cash Discount Price: $69
  • vs. Medicare Baseline: 1.58x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Essentia Health St Joseph's Medical Center is $46. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $69. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.58x the Medicare baseline. Located in 523 North 3Rd Street, Brainerd, MN.
Cash / Self-Pay
$69

Average discount available for prompt cash payment at this facility.

Insurance Median
$46

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $69 (237%)
Insurance Median: $46 (158%)
Cash: $69 (237% of Medicare)
Ins. Median: $46 (158% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advocare/Security Health $29 100%
Blue Cross Blue Shield $29 - $71 100%
Freedom Blue Ppo $29 100%
Healthpartners Care Msho / Mcr Adv $29 100%
Imcare Msho Pcc Prime $29 100%
Imcare Msho Ref Req $29 100%
Itasca Med Care $29 100%
Medica Advantage Solutions $29 100%
Medica Msho/Dual Solutions $29 100%
Medica Prime Solution Group $29 100%
Medicare (plans) $29 100%
Nd Va Administration $29 100%
Platinum Blue/Vantage Blue $29 100%
Primewest $29 100%
Primewest Msho $29 100%
Secure Blue Msho $29 100%
Ubh Cost Plan $29 100%
Ubh Msho $29 100%
Ucare Msho $29 100%
UnitedHealthcare $29 - $78 100%
Medica Access $32 110%
Blue Plus Pmap Pcc Prime $38 - $64 131%
Healthpartners Care Pmap $44 151%
Sanford Health Plan $44 - $46 151%
Medica $65 - $72 224%
Medica Uplan $65 224%
Ucare $67 231%
Wea $73 - $79 251%
Medica Choice $74 255%
Cigna $75 258%
Healthpartners $75 258%
Healthpartners Pcc Prime $75 258%
America'S Ppo $79 272%
Wps $85 - $86 292%
Aetna $87 299%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 523 North 3Rd Street, Brainerd, MN 56401
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals