CMS Price Transparency Data

Physical therapy (gait training)

Facility: Essentia Health St Mary's Medical Center

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $51
  • Cash Discount Price: $67
  • vs. Medicare Baseline: 1.75x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Essentia Health St Mary's Medical Center is $51. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $67. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.75x the Medicare baseline. Located in 402 East Second Street, Duluth, MN.
Cash / Self-Pay
$67

Average discount available for prompt cash payment at this facility.

Insurance Median
$51

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $67 (231%)
Insurance Median: $51 (175%)
Cash: $67 (231% of Medicare)
Ins. Median: $51 (175% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advocare/Security Health $29 100%
Blue Cross Blue Shield $29 - $78 100%
Freedom Blue Ppo $29 100%
Healthpartners Care Msho / Mcr Adv $29 100%
Imcare Msho (Ref Req) $29 100%
Imcare Msho Pcc Prime $29 100%
Imcare Msho Ref Req $29 100%
Itasca Med Care $29 100%
Medica Advantage Solutions $29 100%
Medica Msho/Dual Solutions $29 100%
Medica Prime Solution Group $29 100%
Medicare (plans) $29 100%
Nd Va Administration $29 100%
Platinum Blue / Vantage Blue $29 100%
Primewest $29 100%
Primewest Msho $29 100%
Secure Blue Msho $29 100%
Ubh Cost Plan $29 100%
Ubh Msho $29 100%
Ucare Msho $29 100%
UnitedHealthcare $29 - $75 100%
Medica Access $34 117%
Healthpartners Care Pmap $41 141%
Sanford Health Plan $44 - $60 151%
Blue Plus Pmap Pcc Prime $45 - $51 155%
Medica $56 - $58 193%
Medica Uplan $56 193%
Healthpartners $61 - $73 210%
Medica Choice $62 213%
Ucare $67 231%
Cigna $73 251%
Healthpartners Pcc Prime $73 251%
Wea $73 - $79 251%
America'S Ppo $79 272%
Security Health $79 272%
Wps $85 - $86 292%
Aetna $87 299%
Healthscope Benefits $87 299%
Healtheos $88 303%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 402 East Second Street, Duluth, MN 55805
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals