CMS Price Transparency Data

Physical therapy (gait training)

Facility: Fairview Bethesda Hospital

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $99
Cash Discount Price: $66
vs. Medicare Baseline: 3.41x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at Fairview Bethesda Hospital is $99. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $66. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.41x the Medicare baseline. Located in 45 10Th St W, Saint Paul, MN.

Cash / Self-Pay

$66

Average discount available for prompt cash payment at this facility.

Insurance Median

$99

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $66 (227%)

Insurance Median: $99 (341%)

Cash: $66 (227% of Medicare)

Ins. Median: $99 (341% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 341% of the Medicare baseline (a markup of 241%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Itasca Medical Care	$22 - $28	76%
Medica	$22 - $138	76%
Primewest	$22 - $28	76%
South Country Health Alliance	$22 - $28	76%
Blue Cross Blue Shield	$24 - $113	83%
Health Partners	$24 - $149	83%
Hennepin Health	$24 - $26	83%
Ucare	$24 - $80	83%
Sanford Health Plan	$28 - $112	96%
Security Health Plan	$28 - $143	96%
UnitedHealthcare	$28 - $109	96%
Wellcare	$28	96%
America'S Ppo	$85 - $138	292%
First Health	$134 - $157	461%
Multiplan	$139 - $162	478%
Private Healthcare Systems	$139 - $162	478%
Wisconsin Physician Services	$147 - $172	506%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $66.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairview Bethesda Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.