Physical therapy (functional capacity test)
Facility: Lifecare Medical Center
Billing Code: 97750 (CPT)
This hospital's typical commercial price is $135 compared to the $64 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $64 | 190% |
| Blue Cross Blue Shieldmajor | $60 - $151 | 178% |
| HealthPartners | $153 | 454% |
| Medica | $64 - $149 | 190% |
| Sanford Health Plan | $145 | 430% |
| UCare | $76 - $168 | 225% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Lifecare Medical Center
Compare: Physical therapy (functional capacity test) at other MN hospitals
- Gillette Childrens Specialty Hospital · Saint Paul $28
- Madison Hospital · Madison $29
- Range Regional Health Services · Hibbing $33
- Essentia Health Deer River · Deer River $33
- Fairview Bethesda Hospital · Saint Paul $33
- Essentia Health St Mary's Medical Center · Duluth $34
- Essentia Health St Joseph's Medical Center · Brainerd $34
- Essentia Health Virginia · Virginia $34
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Lifecare Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $56
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $56).
Self-Pay Cash Rate ($135) Beats Your Bill
Lifecare Medical Center's published 45 CFR § 180 self-pay cash rate is $135 (vs. $74 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $64 Fair BaseRate ($34 Medicare)
Your bill ($153) is $89 above the denoised Fair BaseRate ($64) and 4.5× the $34 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.