CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Mosaic Life Care at St Joseph

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$13,942

about 1.0× the $14,044 Medicare rate · typically $8,824–$16,865

modeled estimate · not a bill or quote

What this hospital charges insurers

$12,038

Below the fair price — a good deal

about $1,904 under the fair price · 0.9× Medicare

Medicare pays $14,044 Fair price $13,942 This hospital $12,038

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

A typical price — 3 charge more and 4 charge less, among the 9 MO hospitals compared.

Cheapest $9,158 Priciest $14,911

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $13,942 (about 1.0× the $14,044 Medicare rate). Mosaic Life Care at St Joseph charges insurers about $12,038 — below the fair price — a good deal. Located in Saint Joseph, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$8,176 - $17,456	58%
Blue Cross Blue Shieldmajor	$17,456	124%
Aetnamajor	$8,176 - $17,456	58%
Ambetter (Centene)	$33,166	236%
Amerigroup	$12,038	86%
Molina	$12,038	86%
+ 1 smaller / regional plan	$12,038

Government programs also on file: Medicaid.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm Mosaic Life Care at St Joseph is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mosaic Life Care at St Joseph

Compare: Hip or knee replacement (inpatient stay) at other MO hospitals

The Children's Mercy Hospital · Kansas City $9,158
Mercy Hospital Lincoln · Troy $11,352
Mercy Hospital Perry · Perryville $11,596
Mercy Hospital Carthage · Carthage $12,006
Long Term Acute Care Hospital Mosaic Life Care at St Joseph · Saint Joseph $12,038
St Mary's Medical Center · Blue Springs $14,076
St Joseph Medical Center · Kansas City $14,346
Mercy Hospital Jefferson · Crystal City $14,911

Insurance negotiated median for the same procedure, sorted lowest first.