CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: SSM St Joseph Hospital West

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 470
  • Insurance Median: $20,235
  • Cash Discount Price: Unavailable
  • vs. Medicare Baseline: 1.44x Medicare
The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at SSM St Joseph Hospital West is $20,235. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.44x the Medicare baseline. Located in 100 Medical Plaza, Lake Saint Louis, MO.
Cash / Self-Pay
Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median
$20,235

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)
Insurance Median: $20,235 (144%)
Ins. Median: $20,235 (144% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $13,654 - $22,684 97%
Ambetter / Centene $13,654 - $20,437 97%
Health Alliance $13,654 97%
Medica $13,654 - $20,235 97%
Molina Healthcare $13,654 - $20,235 97%
UnitedHealthcare $13,654 - $25,244 97%
Healthlink $13,788 - $38,453 98%
Essence $13,790 - $20,437 98%
Blue Cross Blue Shield $13,859 - $34,045 99%
Humana $13,886 - $20,579 99%
Gateway To Better Health $20,235 144%
Mercy $20,235 144%
New Horizons Pace $20,235 144%
Oscar $22,568 161%
Cigna $23,458 167%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 100 Medical Plaza, Lake Saint Louis, MO 63367
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals