CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Mosaic Life Care at St Joseph

Billing Code: 59400 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,229

about 1.0× the $2,214 Medicare rate · typically $1,398–$2,366

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,230

About the fair price

about $1 over the fair price · 1.0× Medicare

Medicare pays $2,214 Fair price $2,229 This hospital $2,230 Cash price $4,218 Hospital's list price $4,962

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

One of the lower prices — 5 of 8 other MO hospitals charge more for the same procedure.

Cheapest $2,119 Priciest $2,585

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Vaginal delivery (full package) is about $2,229 (about 1.0× the $2,214 Medicare rate). Mosaic Life Care at St Joseph charges insurers about $2,230, or about $4,218 in cash — about the fair price. Located in Saint Joseph, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,751 - $2,787	79%
Blue Cross Blue Shieldmajor	$2,177 - $2,326	98%
Aetnamajor	$1,751 - $2,445	79%
Cignamajor	$4,367	197%
Ambetter (Centene)	$4,236	191%
Amerigroup	$1,364	62%
GEHA	$4,029	182%
HealthLink	$4,260	192%
Molina	$1,364	62%
SelectHealth	$4,260	192%
+ 3 smaller / regional plans	$1,364 - $4,260

Government programs also on file: Medicaid.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,218), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59400.

Insurance Before you use insurance

Call your insurance company to confirm Mosaic Life Care at St Joseph is in-network.
Ask your insurer whether prior approval is required for CPT code 59400.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mosaic Life Care at St Joseph

Compare: Vaginal delivery (full package) at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.