CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Ste Genevieve County Memorial Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $73
Cash Discount Price: $89
vs. Medicare Baseline: 0.40x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Ste Genevieve County Memorial Hospital is $73. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $89. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.40x the Medicare baseline. Located in Hwys 61 & 32, Sainte Genevieve, MO.

Cash / Self-Pay

$89

Average discount available for prompt cash payment at this facility.

Insurance Median

$73

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $89 (49%)

Insurance Median: $73 (40%)

Cash: $89 (49% of Medicare)

Ins. Median: $73 (40% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$44	24%
Medicare (plans)	$44	24%
Va	$44	24%
Aetna	$45 - $137	25%
Allwell	$45	25%
Pphp	$51	28%
Ambetter / Centene	$56	31%
Healthy_Blue	$73	40%
Medicaid / KanCare	$73	40%
Uhc_Community	$73	40%
Homestate	$74	41%
Meritain	$137	76%
Multiplan/Phcs	$151	83%
Healthlink_Compmanagement	$158	87%
Healthlink_Hmo	$158	87%
Healthlink_Ppo	$158	87%
UnitedHealthcare	$452	249%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $89.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ste Genevieve County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.