CMS Price Transparency Data

Culture, blood

Facility: University of Mississippi Med Center

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $21
Cash Discount Price: $120
vs. Medicare Baseline: 2.03x Medicare

The contracted insurance negotiated median rate for a Culture, blood at University of Mississippi Med Center is $21. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $120. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 2.03x the Medicare baseline. Located in 2500 N State St, Jackson, MS.

Cash / Self-Pay

$120

Average discount available for prompt cash payment at this facility.

Insurance Median

$21

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $120 (1163%)

Insurance Median: $21 (203%)

Cash: $120 (1163% of Medicare)

Ins. Median: $21 (203% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 203% of the Medicare baseline (a markup of 103%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$10	97%
Ms-Can-Magnolia	$10	97%
Ms-Can-Molina	$10	97%
Ms-Can-Truecare	$10	97%
Va_Ccn	$10	97%
Humana	$11	107%
Medadv_Primewell	$11	107%
Medadv_Uhc	$11	107%
Medadv_Uhcdsnp	$11	107%
Wellcare	$11	107%
United	$17	165%
United-Options	$17	165%
Blue Cross Blue Shield	$18	174%
Advhealth	$19	184%
Molina-Chip	$20	194%
Magnolia-Chip	$21	203%
Truecare-Chip	$21	203%
Molina_Exchange	$22	213%
Mpcn	$24	233%
Ambetter / Centene	$26	252%
Firstchoice	$26	252%
Firstchoice-Hum	$26	252%
Primewell	$29	281%
Cigna	$174	1686%
Ppoplus	$234	2267%
Firsthealth	$240	2326%
Multiplan	$240	2326%
Aetna	$255	2471%
Healthlink_Tupelo	$255	2471%
Phcs	$270	2616%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $120.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Med Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.