CMS Price Transparency Data

X-ray, hand

Facility: Jacobson Memorial Hospital Care Center

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $136
Cash Discount Price: $113
vs. Medicare Baseline: 1.53x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Jacobson Memorial Hospital Care Center is $136. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $113. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.53x the Medicare baseline. Located in 601 East St N, Elgin, ND.

Cash / Self-Pay

$113

Average discount available for prompt cash payment at this facility.

Insurance Median

$136

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $113 (127%)

Insurance Median: $136 (153%)

Cash: $113 (127% of Medicare)

Ins. Median: $136 (153% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$91 - $151	102%
Medicaid / KanCare	$108	121%
Tricare	$113	127%
UnitedHealthcare	$115 - $151	129%
Medica	$121	136%
Tlc Advantage	$121	136%
Cigna	$136	153%
Healthpartners	$136	153%
Medicare (plans)	$136 - $181	153%
Multiplan Commercial	$136	153%
Blue Cross Blue Shield	$151 - $211	170%
Humana	$151	170%
Nextblue	$151	170%
Sanford Health Plan	$151	170%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $113.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacobson Memorial Hospital Care Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.