CMS Price Transparency Data

Blood antibody screen

Facility: Memorial Health Care Systems

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $71
Cash Discount Price: $123
vs. Medicare Baseline: 1.33x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Memorial Health Care Systems is $71. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $123. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.33x the Medicare baseline. Located in 300 North Columbia Ave, Seward, NE.

Cash / Self-Pay

$123

Average discount available for prompt cash payment at this facility.

Insurance Median

$71

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $123 (231%)

Insurance Median: $71 (133%)

Cash: $123 (231% of Medicare)

Ins. Median: $71 (133% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina Mcaid-All Plans	$66	124%
Ne Total Care Mcaid-All Plans	$66	124%
UnitedHealthcare	$66 - $116	124%
Beshp Mcr Adv - All Plans	$70	131%
Blue Cross Blue Shield	$70 - $117	131%
Medica Mcare Cost	$70	131%
Medica Mcr Adv	$70	131%
Tricare	$70	131%
Wellcare Mcr Adv - All Plans	$71 - $72	133%
Phcs Ppo-All Plans	$116 - $117	218%
Ambetter / Centene	$117 - $118	220%
Medica Comm-All Other Plans	$117 - $118	220%
Medica Elevate	$117 - $118	220%
Midlands Choice-All Plans	$118 - $119	222%
Aetna	$120 - $121	225%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $123.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Health Care Systems is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.