Memorial Health Care Systems
300 North Columbia Ave, Seward, NE 68434 · 96 Priced Procedures · 77% Patient Recommendation
Typical commercial prices here are +80% above the fair benchmark (1.80×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 1.80× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Memorial Health Care Systems prices routine shoppable procedures at 3.0× Medicare (median 1.92× Fair BaseRate) while upper-quartile commercial rates jump +34% to 2.57× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.19× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 16% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (71/100 safety score) with 77% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (57.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.7× markup over Medicare rates
- Commercial insurance median sits at 1.92× Fair BaseRate (3.0× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.57×) jump +34% above the median procedure ratio (Q50 1.92×)
- Consolidated metro market (HHI 5,815) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Memorial Health Care Systems
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 96 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $17,977 | 0.9× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $13,480 | 1.6× |
| Rabies immune globulin HCPCS Code: 90375 | $5,800 | 18.0× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $4,935 | 9.7× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $4,579 | 4.5× |
| MRI, brain (no contrast) CPT Code: 70551 | $4,040 | 11.8× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $3,855 | 8.6× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $3,405 | 11.2× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $3,070 | 18.2× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $2,970 | 17.7× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $2,940 | 5.0× |
| CT scan, pelvis CPT Code: 72192 | $2,887 | 17.7× |
| Total hip replacement CPT Code: 27130 | $2,543 | 0.2× |
| CT scan, head (with contrast) CPT Code: 70460 | $2,449 | 10.1× |
| CT scan, sinuses CPT Code: 70486 | $2,329 | 14.0× |
| C-section delivery (full package) CPT Code: 59510 | $2,298 | 0.8× |
| CT scan, chest (no contrast) CPT Code: 71250 | $1,998 | 12.0× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,947 | 0.7× |
| MRI, lower back (no contrast) CPT Code: 72148 | $1,906 | 5.6× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $1,835 | 6.7× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $1,694 | 6.6× |
| MRI, knee or other leg joint CPT Code: 73721 | $1,448 | 3.9× |
| CT scan, head (no contrast) CPT Code: 70450 | $1,337 | 8.4× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $1,288 | 0.2× |
| Blood transfusion CPT Code: 36430 | $1,095 | 2.2× |
Audit a Bill or Quote at Memorial Health Care Systems (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $10,247
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (57.0% of gross = $10,247).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Memorial Health Care Systems's published 45 CFR § 180 self-pay cash rate is $17,977 (vs. $17,977 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($19,087).
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (57.0% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (84 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Memorial Health Care Systems.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.