CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Memorial Health Care Systems

Billing Code: 43239 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$310

about 0.3× the $927 Medicare rate · typically $124–$1,946

modeled estimate · not a bill or quote

What this hospital charges insurers

$124

Below the fair price — a good deal

about $186 under the fair price · 0.1× Medicare

Medicare pays $927 Fair price $310 This hospital $124 Cash price $777 Hospital's list price $777

How we calculate the fair BaseRate →

How this hospital compares to other NE hospitals

One of the lower prices — 7 of 8 other NE hospitals charge more for the same procedure.

Cheapest $122 Priciest $220

Black dot = this hospital, among the 9 NE hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Upper endoscopy with biopsy is about $310 (about 0.3× the $927 Medicare rate). Memorial Health Care Systems charges insurers about $124, or about $777 in cash — below the fair price — a good deal. Located in Seward, NE.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$115 - $268	12%
Blue Cross Blue Shieldmajor	$115 - $762	12%
Aetnamajor	$761	82%
Ambetter (Centene)	$76	8%
Medica	$115 - $124	12%
Molina	$266	29%
WellCare	$117	13%
+ 2 smaller / regional plans	$115 - $266

Government programs also on file: Military & VA.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 777), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Health Care Systems is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Health Care Systems

Compare: Upper endoscopy with biopsy at other NE hospitals

Insurance negotiated median for the same procedure, sorted lowest first.