CMS Price Transparency Data

X-ray, chest (single view)

Facility: Memorial Health Care Systems

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $179
Cash Discount Price: $308
vs. Medicare Baseline: 2.01x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Memorial Health Care Systems is $179. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $308. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.01x the Medicare baseline. Located in 300 North Columbia Ave, Seward, NE.

Cash / Self-Pay

$308

Average discount available for prompt cash payment at this facility.

Insurance Median

$179

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $308 (346%)

Insurance Median: $179 (201%)

Cash: $308 (346% of Medicare)

Ins. Median: $179 (201% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 201% of the Medicare baseline (a markup of 101%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina Mcaid-All Plans	$166	187%
Ne Total Care Mcaid-All Plans	$166	187%
UnitedHealthcare	$166 - $290	187%
Beshp Mcr Adv - All Plans	$176	198%
Blue Cross Blue Shield	$176 - $293	198%
Medica Mcare Cost	$176	198%
Medica Mcr Adv	$176	198%
Tricare	$176	198%
Wellcare Mcr Adv - All Plans	$179	201%
Phcs Ppo-All Plans	$293	330%
Ambetter / Centene	$296	333%
Medica Comm-All Other Plans	$296	333%
Medica Elevate	$296	333%
Midlands Choice-All Plans	$299	336%
Aetna	$302	340%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $308.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Health Care Systems is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.