CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Memorial Community Hospital & Health System

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $48
Cash Discount Price: $77
vs. Medicare Baseline: 1.47x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Memorial Community Hospital & Health System is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $77. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 1.47x the Medicare baseline. Located in 810 North 22Nd St, Blair, NE.

Cash / Self-Pay

$77

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $77 (235%)

Insurance Median: $48 (147%)

Cash: $77 (235% of Medicare)

Ins. Median: $48 (147% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$45 - $48	137%
Ne Total Care Mcaid-All Other Plans	$45	137%
UnitedHealthcare	$45 - $92	137%
Blue Cross Blue Shield	$48 - $93	147%
Humana	$48 - $87	147%
Tricare	$48	147%
Medica Mcr Adv	$51	156%
Medica Comm-All Other Plans	$87 - $88	266%
Multiplan (Phcs)-All Plans	$94 - $95	287%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $77.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Community Hospital & Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.