CMS Price Transparency Data

Hospital observation (per hour)

Facility: Hackensack Meridian Mountainside Medical

Billing Code: G0378 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: G0378
Insurance Median: $319
Cash Discount Price: $375
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Hospital observation (per hour) at Hackensack Meridian Mountainside Medical is $319. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $375. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 1 Bay Avenue, Montclair, NJ.

Cash / Self-Pay

$375

Average discount available for prompt cash payment at this facility.

Insurance Median

$319

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$39	N/A
Healthscope Benefits [2290]	$39 - $319	N/A
Aetna	$57	N/A
Oncology Patient Assistance Programs [2295]	$154	N/A
Selecthealth [3740]	$154	N/A
Worker's Comp [2125]	$154	N/A
Medicare (plans)	$154	N/A
Healthcare Highways [2210]	$154 - $319	N/A
Web Tpa [2115]	$154	N/A
Lucent Health [6000]	$154	N/A
Create Flex / Select [3580]	$154	N/A
Black Lung [6055]	$154	N/A
Wtc Healthcare Sme Karna [8005]	$154	N/A
First Health [1375]	$281 - $319	N/A
Cigna	$300	N/A
New Era Life Insurance Company [1705]	$319	N/A
Hometown Health [2155]	$319	N/A
Multiplan [1680]	$319	N/A
Resource One Administrators [2815]	$319	N/A
Administrative Concepts [1005]	$319	N/A
Universal Fidelity [2085]	$319	N/A
Healthcost Solutions [2415]	$319	N/A
Healthfirst [2395]	$319	N/A
Pba [1775]	$319	N/A
Mayo Clinic Health Solutions [2280]	$319	N/A
Mutual of Omaha [1685]	$319	N/A
Allied National Global Care [1035]	$319	N/A
Pan American Life Insurance Co [1770]	$319	N/A
Healthnet [1495]	$319	N/A
Trustmark [2030]	$319	N/A
Gilsbar [1425]	$319	N/A
Planned Administrators Inc [2360]	$319	N/A
PHCS [1780]	$319	N/A
Mva [1690]	$375	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $375.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: G0378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hackensack Meridian Mountainside Medical is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code G0378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.