CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Hackensack Meridian Mountainside Medical

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $360
  • Cash Discount Price: $101
  • vs. Medicare Baseline: 4.73x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Hackensack Meridian Mountainside Medical is $360. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $101. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 4.73x the Medicare baseline. Located in 1 Bay Avenue, Montclair, NJ.
Cash / Self-Pay
$101

Average discount available for prompt cash payment at this facility.

Insurance Median
$360

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $101 (133%)
Insurance Median: $360 (473%)
Cash: $101 (133% of Medicare)
Ins. Median: $360 (473% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 473% of the Medicare baseline (a markup of 373%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Healthscope Benefits [2290] $45 - $360 59%
UnitedHealthcare $45 59%
Aetna $65 85%
Black Lung [6055] $174 228%
Create Flex / Select [3580] $174 228%
Healthcare Highways [2210] $174 - $360 228%
Lucent Health [6000] $174 228%
Medicare (plans) $174 228%
Oncology Patient Assistance Programs [2295] $174 228%
Selecthealth [3740] $174 228%
Web Tpa [2115] $174 228%
Worker'S Comp [2125] $174 - $394 228%
Wtc Healthcare Sme Karna [8005] $174 228%
First Health [1375] $318 - $360 418%
Cigna $339 445%
Administrative Concepts [1005] $360 473%
Allied National Global Care [1035] $360 473%
Gilsbar [1425] $360 473%
Healthcost Solutions [2415] $360 473%
Healthfirst [2395] $360 473%
Healthnet [1495] $360 473%
Hometown Health [2155] $360 473%
Mayo Clinic Health Solutions [2280] $360 473%
Multiplan [1680] $360 473%
Mutual Of Omaha [1685] $360 473%
New Era Life Insurance Company [1705] $360 473%
Pan American Life Insurance Co [1770] $360 473%
Pba [1775] $360 473%
Phcs [1780] $360 473%
Planned Administrators Inc [2360] $360 473%
Resource One Administrators [2815] $360 473%
Trustmark [2030] $360 473%
Universal Fidelity [2085] $360 473%
Emblem Health [2430] $394 517%
Humana $394 517%
Blue Cross Blue Shield $417 548%
Amerihealth [3520] $424 557%
Mva [1690] $424 557%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1 Bay Avenue, Montclair, NJ 07042
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals