CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Jersey Shore University Medical Center

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $499
Cash Discount Price: Unavailable
vs. Medicare Baseline: 4.24x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Jersey Shore University Medical Center is $499. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 4.24x the Medicare baseline. Located in 1945 Rte 33, Neptune, NJ.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$499

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Insurance Median: $499 (424%)

Ins. Median: $499 (424% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 424% of the Medicare baseline (a markup of 324%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon	$64 - $1,870	54%
Clover	$99 - $337	84%
UnitedHealthcare	$111 - $1,589	94%
Aetna	$117 - $1,683	100%
Seoul Medical Group	$127 - $432	108%
Blue Cross Blue Shield	$128 - $434	109%
Karna	$134	114%
Oxford	$375 - $1,274	319%
Beacon	$412 - $1,402	350%
Bergen Risk	$412 - $1,402	350%
Qualcare	$427 - $1,698	363%
Cigna	$440 - $1,788	374%
Activecare First McO	$468 - $1,590	398%
Multiplan - PHCS	$468 - $1,590	398%
Amerihealth	$480 - $1,850	408%
Brighton Health Plan	$495 - $1,683	421%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jersey Shore University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.