Physical therapy (gait training)
Facility: Centrastate Medical Center
Billing Code: 97116 (CPT)
- CPT Billing Code: 97116
- Insurance Median: $107
- Cash Discount Price: $389
- vs. Medicare Baseline: 3.68x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 368% of the Medicare baseline (a markup of 268%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Tricare | $25 - $55 | 86% |
| Us Family Health Plan [5258] | $27 - $55 | 93% |
| Champva [5354] | $27 - $55 | 93% |
| Amerihealth Caritas Vip Care Ip Splits [5460] | $31 | 107% |
| Claim Watcher/Homestead [5488] | $31 - $125 | 107% |
| Medicare (plans) | $31 - $64 | 107% |
| Wellcare Health Plans Ip Splits [5475] | $31 | 107% |
| Aetna | $31 - $107 | 107% |
| Ambetter / Centene | $31 | 107% |
| Cigna | $31 - $138 | 107% |
| Cs Radiology Cash Pay [5498] | $31 | 107% |
| Cs Nutrition Consult-Initial and Follow Up [5493] | $31 | 107% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $31 | 107% |
| UPMC [5455] | $31 | 107% |
| Us Marshall Service [5429] | $31 | 107% |
| Amerihealth Caritas Vip Care [5313] | $31 | 107% |
| Medicaid / KanCare | $31 - $57 | 107% |
| Cs Card Rehab Cash Pay [5497] | $31 | 107% |
| Specialty Imaging [5433] | $31 | 107% |
| Cs Pulmonary Rehab Cash Pay [5496] | $31 | 107% |
| Cs Rehab Cash Pay [5495] | $31 | 107% |
| Wellcare Health Plans [5269] | $31 | 107% |
| Wellcare Behavioral Health [5335] | $31 | 107% |
| Cs Sports Performance Eval and Visits [5494] | $31 | 107% |
| Compassionate Care [5442] | $32 | 110% |
| Fairos [5491] | $32 | 110% |
| Amerihealth Administrators Supplemental [5512] | $32 | 110% |
| VA Community Care Network [5403] | $32 | 110% |
| Highmark Wholecare Health Plan [5413] | $32 | 110% |
| Blue Cross Blue Shield | $32 - $127 | 110% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $32 | 110% |
| Claimdoc [5434] | $32 | 110% |
| Amerihealth Medigap [5049] | $32 | 110% |
| Sedgwick Wtc Health Program Wc [5514] | $32 | 110% |
| Wtc Health Program [5273] | $48 - $97 | 165% |
| Untd Hlth Community Plan [5034] | $66 | 227% |
| Untd Hlth Community Plan Behavioral Health [5293] | $66 | 227% |
| Horizon Nj Health [5021] | $68 | 234% |
| Medrisk/Spnet Worker's Comp [5452] | $75 | 258% |
| First Managed Care Option [5109] | $94 - $212 | 323% |
| Healthez [5445] | $107 - $125 | 368% |
| Boon-Chapman [5441] | $107 | 368% |
| Nippon Benefit Life [5201] | $107 | 368% |
| 1199 Seiu Benefit and Pension [5037] | $107 | 368% |
| Christian Brothers Services [5439] | $107 | 368% |
| Healthsmart Benefit Solutions [5446] | $107 | 368% |
| Meritain Health [5185] | $107 | 368% |
| Allied Benefit Systems [5046] | $107 - $138 | 368% |
| Banner Health Network [5510] | $107 | 368% |
| Evolution Healthcare [5438] | $107 - $125 | 368% |
| Luminare Health Benefits [5483] | $107 | 368% |
| Starmark [5240] | $107 | 368% |
| Continental Assurance [5091] | $107 | 368% |
| Marpai Health [5449] | $107 | 368% |
| Webtpa [5447] | $107 - $125 | 368% |
| Sentry Worker's Comp [5489] | $109 | 375% |
| Sedgwick [5235] | $109 | 375% |
| Gallagher Bassett Workers Comp [5117] | $109 | 375% |
| Liberty Mutual Worker's Comp [5174] | $109 | 375% |
| Travelers Workers Compensation [5250] | $109 | 375% |
| Pma Workers Comp [5224] | $109 | 375% |
| Nalc [5198] | $125 | 430% |
| Mvp Health Care [5197] | $125 | 430% |
| Seafarers Health and Benefits Plan [5343] | $125 | 430% |
| Tufts Health Plan [5344] | $125 | 430% |
| Prime Healthcare [5435] | $127 | 437% |
| Independence Bc [5479] | $127 | 437% |
| Centivo [5405] | $134 - $138 | 461% |
| Wellpath Correctional [5485] | $138 | 475% |
| Kaiser Permanente [5162] | $138 | 475% |
| Iaa - Insurance Administrators of America [5482] | $138 | 475% |
| The Fairly Group [5528] | $138 | 475% |
| Occunet [5490] | $138 | 475% |
| Continental Casualty PHCS [5094] | $138 | 475% |
| Private Healthcare Systems PPO (PHCS) [5227] | $138 | 475% |
| Centrastate Monmouth County Jail [5427] | $138 | 475% |
| Coresource [5014] | $138 | 475% |
| Continental Assurance - PHCS [5092] | $138 | 475% |
| Oscar [5213] | $140 | 482% |
| Qualcare [5026] | $140 | 482% |
| Ghi Emblem Health [5122] | $140 | 482% |
| Ila Local 1478-2 Welfare Fund [5448] | $140 | 482% |
| Humana | $140 | 482% |
| Hanover Workers Comp [5130] | $141 | 485% |
| Nj Manufacturers Workers Comp [5204] | $141 | 485% |
| UnitedHealthcare | $141 - $146 | 485% |
| Zurich Workers Comp [5275] | $141 | 485% |
| Strategic Comp [5518] | $141 | 485% |
| Oxford [5024] | $141 | 485% |
| Hartford Worker's Compensation [5132] | $141 | 485% |
| Hcs Network Solutions [5148] | $141 | 485% |
| Selective Ins Workers Comp [5237] | $141 | 485% |
| Church Mutual Wc Insurance Company [5524] | $141 | 485% |
| Oxford Behavioral Health [5291] | $141 | 485% |
| Medlogix/Consumer Health Network (Chn) [5415] | $145 - $212 | 499% |
| Inservco Workers Compensation [5158] | $145 - $212 | 499% |
| Ntca [5208] | $146 | 502% |
| Surest [5437] | $146 | 502% |
| Golden Rule Insurance [5124] | $146 | 502% |
| Apwu Healthcare [5053] | $146 | 502% |
| Harvard Pilgrim Healthcare [5133] | $146 | 502% |
| Geha [5119] | $146 | 502% |
| Nj Manufacturers No Fault [5203] | $149 | 513% |
| Hanover No Fault [5129] | $149 | 513% |
| Progressive No Fault [5229] | $149 | 513% |
| Travelers No Fault [5249] | $149 | 513% |
| Liberty Mutual No Fault [5173] | $149 | 513% |
| Esurance No Fault [5105] | $149 | 513% |
| Usaa No Fault [5260] | $149 | 513% |
| State Farm No Fault [5241] | $149 | 513% |
| Zurich No Fault [5274] | $149 | 513% |
| Geico No Fault [5120] | $149 | 513% |
| Allstate [5047] | $149 | 513% |
| The Fairly Group Secondary [5531] | $150 | 516% |
| Praxis Workers Comp [5515] | $150 - $188 | 516% |
| Occunet Secondary [5517] | $150 | 516% |
| Magnacare [5177] | $154 | 530% |
| Amerihealth [5008] | $155 - $165 | 533% |
| First Health Network [5108] | $162 | 557% |
| Multiplan [5194] | $175 | 602% |
| Qual-Lynx Wc Preferred [5230] | $188 | 647% |
| Aig Workers Compensation [5045] | $188 | 647% |
| Sage Adjusting, LLC [5527] | $188 | 647% |
| Berkshire Hathaway Guard Insurance Company [5529] | $188 | 647% |
| Qual-Lynx Wc Standard [5028] | $188 | 647% |
| Ccmsi Wc [5525] | $188 | 647% |
| Nationwide Mutual Insurance Company [5526] | $188 | 647% |
| Amtrust North America Inc [5521] | $188 | 647% |
| Broadspire Workers Comp [5357] | $188 | 647% |
| High Point No Fault [5146] | $200 | 688% |
| Plymouth Rock Assurance No Fault [5222] | $200 | 688% |
| Medlogix/Consumer Health Network Pip (Chn) [5414] | $200 | 688% |
| Chubb Worker's Compensation [5075] | $212 | 730% |
| Corvel Corporation [5522] | $212 | 730% |
| Esis [5519] | $212 | 730% |
| Claims Resolution Corporation Inc [5520] | $212 | 730% |
| Carba R Generic [5530] | $250 | 860% |
| Bundled Cases/Episodic Payment [5492] | $250 | 860% |
| Kessler Foundation [5532] | $250 | 860% |
| Streamline Worker's Comp [5540] | $250 | 860% |