CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Centrastate Medical Center

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $90
Cash Discount Price: $202
vs. Medicare Baseline: 0.50x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Centrastate Medical Center is $90. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $202. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.50x the Medicare baseline. Located in 901 West Main Street, Freehold, NJ.

Cash / Self-Pay

$202

Average discount available for prompt cash payment at this facility.

Insurance Median

$90

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $202 (111%)

Insurance Median: $90 (50%)

Cash: $202 (111% of Medicare)

Ins. Median: $90 (50% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$79	44%
Medicaid / KanCare	$79 - $91	44%
Untd Hlth Community Plan Behavioral Health [5293]	$79	44%
Untd Hlth Community Plan [5034]	$79	44%
Aetna	$87	48%
Allied Benefit Systems [5046]	$90	50%
Centivo [5405]	$90	50%
Cigna	$90	50%
Evolution Healthcare [5438]	$90	50%
Healthez [5445]	$90	50%
Iaa - Insurance Administrators of America [5482]	$90	50%
Mvp Health Care [5197]	$90	50%
Nalc [5198]	$90	50%
Seafarers Health and Benefits Plan [5343]	$90	50%
Tufts Health Plan [5344]	$90	50%
Webtpa [5447]	$90	50%
Horizon Nj Health [5021]	$112	62%
Wtc Health Program [5273]	$141	78%
Amerihealth Administrators Supplemental [5512]	$391	216%
Amerihealth Medigap [5049]	$391	216%
Amerihealth [5008]	$391	216%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $202.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Centrastate Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.