CMS Price Transparency Data

Inguinal hernia repair

Facility: Montefiore St Luke's Cornwall

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,426

about 1.2× the $3,658 Medicare rate · typically $3,299–$8,653

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,595

About the fair price

about $169 over the fair price · 1.3× Medicare

Medicare pays $3,658 Fair price $4,426 This hospital $4,595 Cash price $4,469

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $491 Priciest $4,595

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $4,426 (about 1.2× the $3,658 Medicare rate). Montefiore St Luke's Cornwall charges insurers about $4,595, or about $4,469 in cash — about the fair price. Located in Newburgh, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$4,469 - $9,313	122%
Blue Cross Blue Shieldmajor	$3,679 - $7,843	101%
Aetnamajor	$4,108 - $4,595	112%
Humanamajor	$4,916	134%
CDPHP	$4,469 - $4,744	122%
Fidelis Care	$4,469 - $5,184	122%
GEHA	$4,595	126%
MagnaCare	$1,500 - $3,000	41%
MVP Health Care	$6,666	182%
Oscar Health	$3,549 - $7,276	97%
WellCare	$4,603	126%
+ 13 smaller / regional plans	$2,109 - $28,246

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,469), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Montefiore St Luke's Cornwall is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Montefiore St Luke's Cornwall

Compare: Inguinal hernia repair at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.