CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Montefiore St Luke's Cornwall

Billing Code: 72040 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$108

about 1.2× the $89 Medicare rate · typically $91–$216

modeled estimate · not a bill or quote

What this hospital charges insurers

$109

About the fair price

about $1 over the fair price · 1.2× Medicare

Medicare pays $89 Fair price $108 This hospital $109 Cash price $109 Hospital's list price $1,022

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $18 Priciest $109

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a X-ray, neck (cervical spine) is about $108 (about 1.2× the $89 Medicare rate). Montefiore St Luke's Cornwall charges insurers about $109, or about $109 in cash — about the fair price. Located in Newburgh, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$109 - $129	123%
Blue Cross Blue Shieldmajor	$109 - $260	123%
Aetnamajor	$53 - $108	60%
Cignamajor	$217 - $241	244%
Humanamajor	$119	134%
CDPHP	$109	123%
Fidelis Care	$87 - $126	98%
GEHA	$59	66%
MVP Health Care	$282	317%
Oscar Health	$109 - $172	123%
WellCare	$112	126%
+ 14 smaller / regional plans	$15 - $818

Government programs also on file: Medicaid.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 109), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72040.

Insurance Before you use insurance

Call your insurance company to confirm Montefiore St Luke's Cornwall is in-network.
Ask your insurer whether prior approval is required for CPT code 72040.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Montefiore St Luke's Cornwall

Compare: X-ray, neck (cervical spine) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.